“The Culture of Credit Card Usage by Bank Customers in the Republic of Uzbekistan from the Point of View of Financial Education”. Synergy: Cross-Disciplinary Journal of  Digital Investigation (2995-4827) 2, no. 1 (February 2, 2024): 30–33. Accessed August 7, 2026. https://www.multijournals.org/index.php/synergy/article/view/351.